ATM & Debit Switching

"The interbank switching system allows ATM/Debit card owners from banks that are members of HIMBARA or Non-HIMBARA to be able to make transactions at ATMs or EDCs that have been registered in the LINK network. This system allows domestic card transactions to be routed through the domestic network through interconnection between switching (no longer through international networks)."

Effective Infrastructure and Investment Providers

Become a link between bank systems so that they can use EDC machines with each other.

Domestic Debit Card Rerouting

The interconnection between switching allows domestic debit cards to be diverted to the domestic network.

Making It Easier for Customers to Make Transactions

Make it easier for Debit Link member debit card holders to transact on the Link EDC network.

Interbank Switching Solutions in One Platform

1. Atm Switching Link
- Balance check
- Cash withdrawals
- Displacement
- Payment of bills.

2. Debit Switching Link
- Purchase
This feature allows customers to be able to make purchase transactions for goods/services or debit transactions through EDC at LINK member merchants/acquirers.
- Cancellation
This feature allows customers to be able to cancel the purchase of goods/services or debit transactions if a transaction or system error occurs.

Proper and Useful Interbank Switching

Provide convenience to acquiring banks and member issuers in providing efficient transaction facilities through the interconnection and interoperability of domestic infrastructure.
Acquirers and issuer member banks benefit from an increase in fee base income from transactions made at Link Debit member terminals.
Transactions are carried out using infrastructure located in the domestic area according to international standards.

ATM & Debit Switching Variants

Link Switching ATM

ATM Switching Link is a service that facilitates ATM card holder customers from HIMBARA bank to make Balance Checks, Cash Withdrawals, Transfers, and Bill Payments in all ATM channels incorporated in the Link network.

The switching system we use is able to process more than 400 million transactions per year.

I'm Interested in ATM & Debit Switching

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